document.writeln('<tr><td colspan="3" height="2"><img src="images/spacer.gif" height="1" ></td></tr>')
document.writeln('<tr>')
document.writeln('<td colspan="2" style="border-right:2px solid #fff;" bgcolor="#88AEEF" height="2"><img src="images/spacer.gif" height="1" ></td>')
document.writeln('<td bgcolor="#BBBBBB" height="2"><img src="images/spacer.gif" height="1" ></td>')
document.writeln('</tr>')
document.writeln('<tr><td id="footer" colspan="2">')
document.writeln('<a href="aboutus.htm">About Us</a>&nbsp;|&nbsp;')
document.writeln('<a href="forms.htm">Forums</a>&nbsp;|&nbsp;')
document.writeln('<a href="loanpro.htm">Loan Programs</a>&nbsp;|&nbsp;')
document.writeln('<a href="mtg_glossary.htm">Mortgage Glossary</a>&nbsp;|&nbsp;')
document.writeln('<a href="creditscoring.htm">Credit Scoring</a>&nbsp;|&nbsp;')
document.writeln('<a href="mtgcal.htm">Calculators</a>&nbsp;|&nbsp;')
document.writeln('<a href="commsrv.htm">Commercial Loans</a>&nbsp;|&nbsp;')
document.writeln('<a href="applynow.php">Apply Now</a>&nbsp;|&nbsp;')
document.writeln('<a href="resources.htm">Resources</a>&nbsp;|&nbsp;')
document.writeln('<a href="contact_us.htm">Contact Us</a>')
document.writeln('<p style=" margin-top:8px; margin-bottom:0px; font-weight:bold; font-size:12px; color:#313131; ">Georgia Residential Mortgage Licensee #20267</p>')
document.writeln('<p style=" margin-top:8px; font-size:12px; color:#A1A1A1; ">&copy;&nbsp; 2006 Waterside Lending. All Rights reserved.</p>')
document.writeln('<td>&nbsp;</td>')
document.writeln('</tr>')